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A financial advisor can help you navigate complex money matters based on your unique goals, and you don’t need to be wealthy to benefit. Life events, major decisions, or lack of time may all be good reasons to seek help.(Image: https://live.staticflickr.com/65535/50312274183_1ca8eab690.jpg) Look for an advisor with strong credentials, a clear fee structure, and a fiduciary commitment.external site Many people find it useful to work with a financial advisor throughout their life to help them navigate their financial journey. Fiduciary financial advisors are legally required to put their clients’ interests before their own or their firms’.